Privacy Policy

Florida Statewide Lending, Corp. Privacy Policy

Effective Date: September 1st, 2026

Florida Statewide Lending, Corp. Respects the Privacy of its Consumers, Costumers, Clients and is committed to protecting the confidentiality and security of personal and financial information collected in connection with mortgage brokerage, mortgage loan origination, and related services.

This Privacy Policy describes how we collect, use, disclose, retain, and protect information relating to consumers who visit our website, contact us, apply for a mortgage, or use our mortgage-related services.

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1. Information We Collect

Depending on the services you request, we may collect non-public personal information, including the following:

• Name, mailing address, email address, and telephone number;
• Social Security number and date of birth;
• Present & Past Employment and income information;
• Bank account, assets, and liability information;
• Credit history and credit scores;
• Information contained in mortgage applications and supporting documentation;
• Past, Present, & Future Property information and information concerning the proposed mortgage transaction;
• Government-issued identification(s) and other information used to verify identity;
• Information obtained from consumer reporting agencies;
• Information obtained from lenders, creditors, employers, financial institutions, property inspectors, title companies, settlement agents, appraisers, insurance providers, and other parties involved in a mortgage transaction;
• Any Other Information that you provide through our website, email, telephone, texted, printed and written & electronic applications, or other communications.

We may also collect website and technical information, such as IP address, browser type, device information, pages viewed, and information collected through cookies or similar technologies.

2. How We Use Information

We may use information we collect to:

• Process and evaluate mortgage applications;
• Identify and verify applicants;
• Obtain credit reports and other verification information;
• Match consumers with mortgage lenders and loan products;
• Communicate with consumers regarding mortgage transactions;
• Provide disclosures, estimates, and other required documents;
• Coordinate with lenders, processors, underwriters, appraisers, title and settlement providers, insurers, and other transaction participants;
• Preventing fraud, unauthorized transactions, and other unlawful activity;
• Comply with federal, state, and local laws and regulatory requirements;
• Maintain records and conduct quality-control activities;
• Service or administer a transaction where applicable;
• Improve our website, systems, and services; and
• Perform other activities permitted or required by law.

3. Information We May Disclose

We may disclose information about you as permitted or required by applicable law. Depending on the circumstances, information may be disclosed into categories of parties including the following:

• Mortgage banks, lenders, and investors;
• Mortgage brokers, correspondent lenders, and other financial service providers;
• Credit reporting agencies;
• Appraisers and valuation providers;
• Title companies and settlement agents;
• Attorneys;
• Insurance providers;
• Government agencies and regulatory authorities;
• Service providers that perform services on our behalf;
• Technology, document-management, electronic-signature, and mortgage-processing providers;
• Fraud-prevention and identity-verification providers;
• Professional advisers; and
• Other parties with your authorization or as permitted or required by law.

We Do Not Sell your non-public personal information for unauthorized purposes.

4. Disclosure of Information to Service Providers

We may disclose information to companies and individuals that provide services to us or assist us in providing mortgage-related services. These parties may include mortgage-processing platforms, information-technology providers, document providers, credit-reporting services, compliance providers, and other vendors.

When appropriate, we require service providers to maintain appropriate confidentiality and security protections for information provided to them.

Federal Regulation P permits certain disclosures to service providers and in connection with specified transaction-related activities without requiring an opt-out. Consumer Financial Protection Bureau https://www.consumerfinance.gov/ (855) 411-2372

5. Your Privacy Choices and Opt-Out Rights

Where applicable under federal law, you may have the right to opt out of certain disclosures of your nonpublic personal information to nonaffiliated third parties.

The scope of this right depends on the type of information, the purpose of the disclosure, and the applicable legal exception.

To exercise an applicable privacy choice or request information about your rights, contact us using the information provided below.

Privacy Contact:
Compliance Department:
Florida Statewide Lending, Corp.
15941 SW 61 Street, Davie, Florida 33331
FloridaStatewideLending@gmail.com
Office Phone: (954) 933-8177

Certain disclosures necessary to process, administer, or service a transaction, protect against fraud, comply with law, or perform other activities permitted under applicable law may not be subject to an opt-out right. Consumer Financial Protection Bureau.

6. Security of Personal Information

We maintain administrative, technical, and physical safeguards designed to protect the confidentiality and security of nonpublic personal information. Access to consumer information is limited to authorized personnel and service providers who have a legitimate business need to access the information.

No method of electronic transmission or storage can be 100% guaranteed by any company or entity to be completely secure. Accordingly, although we take responsible & reasonable measures to protect information, we cannot guarantee absolute security.

Regulation P requires privacy notices to describe, in general terms, who is authorized to access non-public personal information and whether security practices and procedures are maintained to protect its confidentiality. Consumer Financial Protection Bureau.

7. Credit Reports and Consumer Reporting Information

When permitted by law and necessary for a mortgage transaction, we may obtain consumer reports and other information from consumer reporting agencies.

We may use such information for purposes related to evaluating, processing, arranging, or otherwise facilitating a mortgage transaction and for other purposes permitted by applicable law.

We handle consumer-report information in accordance with applicable requirements, including the Fair Credit Reporting Act and related regulations.

8. Cookies and Website Technologies

Our website may use cookies, analytics tools, pixels, log files, or similar technologies to operate the website, improve performance, understand website usage, and maintain security.

You may be able to control certain cookies through your browser or device settings. Disabling cookies may affect certain website functionality.

9. Information Collected Through Online Mortgage Loan Applications

Mortgage Loan Applications and supporting documents may contain highly sensitive financial and identifying information.

Consumers should submit such information only through Company-Approved Secure Channels. We discourage consumers from sending Social Security numbers, bank statements, tax documents, passwords, or other sensitive information through ordinary unsecured email unless specifically instructed by an authorized Company representative.

10. Data Retention

We retain personal and mortgage-related information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, maintain business and transaction records, satisfy legal and regulatory requirements, resolve disputes, prevent fraud, and enforce our agreements.

Retention periods may vary depending on the type of information and applicable federal and Florida requirements.

11. Information About Former Customers

We may continue to maintain and protect information concerning former customers in accordance with applicable law.

We may disclose information concerning former customers when permitted or required by law or as otherwise described in our applicable privacy notices.

12. Children's Privacy

Our mortgage services are intended for adults and are not directed at children under the age of 18. We do not knowingly collect personal information from children under the age of 18 through our mortgage services and is not part of our lending platform.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or regulatory requirements.

When required by applicable law, we will provide consumers with a revised privacy notice before implementing changes that require additional notice or an opportunity to opt out.

Regulation P generally requires a revised privacy notice and, when applicable, a new opt-out opportunity before certain new categories of information or third-party disclosures are introduced. Consumer Financial Protection Bureau.

14. Federal Privacy Notice

As a mortgage broker and/or financial institution subject to applicable federal privacy requirements, we provide privacy notices concerning the collection and disclosure of nonpublic personal information as required by the Gramm-Leach-Bliley Act and Regulation P.

An initial privacy notice generally must be provided to a customer when the customer relationship is established, subject to applicable exceptions. For mortgage brokerage services, a customer relationship can arise in connection with obtaining or using mortgage-brokering services. Consumer Financial Protection Bureau.

15. Florida Mortgage Licensing Information

Florida Statewide Lending Corp. Is Licensed / Registered to conduct mortgage-related business in Florida as applicable.

Florida Mortgage Broker / Lender License Number: MBR #4439
NMLS Company ID Number: #2177421
Loan Originator Name: RAFAEL MACIAS
Loan Originator License Number: #83252
NMLS ID: MLO ID Number: #2037706

Mortgage loan originators should provide their applicable unique identifier to consumers as required by federal mortgage licensing rules. Consumer Financial Protection Bureau.

16. Contact Us

Questions concerning this Privacy Policy or our handling of personal information may be directed to:

Florida Statewide Lending, Corp.
15941 SW 61 Street,
Davie, Florida 33331
Office Phone: (954) 933-8177
E-mail: FloridaStatewideLending@gmail.com

Last Updated: September 1st, 2026